Attention homeowners in Missoula and Missoula County: Need an appraisal?

The top seven reasons why MT homeowners hire Streamline Appraisals:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Missoula county's assessment of your propertyvalue
  3. To cut their mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a MT divorce, where property needs to be divided
  7. Determine the true market value of property in question to settle an estate in MT

Do you own a house in or near Missoula? Do you need help determining the price of your real estate?
Contact Streamline Appraisals.

At Streamline Appraisals, we understand the unique needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

PMI Removal Appraisals

A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping clients just like you rid themselves of unneeded and unwanted PMI insurance.

Challenge Missoula county's assessment of your property

Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Streamline Appraisals is your strongest weapon.

HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Streamline Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for precision? Streamline Appraisals offers field reviews where we go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Streamline Appraisals can help you with that. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.